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Hackers are withdrawing money from your account without card and OTP
Do not leave CVV number on your credit and ATM card under any circumstances. After memorizing the number or writing it somewhere in the home office, hide it on the card. Like write something on it or paste tape over it.
Four days ago 79 thousand rupees were withdrawn from the credit card of a journalist living in Noida. While the card and mobile (OTP) that came in mobile was with them. A year ago, thousands of rupees were withdrawn from the account of an employee working in LG house in Delhi.
In this case, too, he had his ATM card and mobile with him, yet the money was withdrawn. There are not a thousand cases like this. But the question is, when you have the card and mobile, how did the money go out. Disclosing this, Cyber ??Forensic Expert (Cyber ??Expert) Danish Sharma told about this special software.
Cyber ??forensic expert Danish Sharma told about withdrawing money from account without a card and OTP number, nowadays a special software has come in the market. It is selling both online and offline. But the demand for online is more. The reason is that online is working well.
Hackers are working with this software nowadays. While withdrawing money from your account, hackers keep giving some information about your card that was stolen earlier in this software. They also have the CVV number of your card. The software keeps on making 10 OTP numbers of one OTP of the transaction being done during that time.
Cyber ??expert Danish Sharma explains that an OTP number has its own algorithm. It is characterized by a coding way. In general language, an OTP can work in 10 ways. It is not that only OTP number 6484 entered in your mobile will get money.
It will work even if you reverse this number. But how to change this number in the same series, this software does the work that is being sold in the online black market.
Cyber ??expert Danish Sharma says that do not leave CVV number on your credit and ATM card under any circumstances. After memorizing the number or writing it somewhere in the home office, hide it on the card. Like write something on it or paste tape over it. Doing so will not affect your card. There will be no problem in doing the transaction.
If you go to the market or after purchasing petrol and goods at the petrol pump, you do it with a payment card, then some people cleverly take a photo of your card or take footage of it in CCTV. Along with the CVV number also goes.
Swap any type of cord by yourself.
Do not give your ATM card and PIN in someone else's hand, it is a suicide-like move.
Do not give any information related to a card and net banking on mobile.
No bank asks for card information from its customers on mobile.
Download any app from a trusted place.
Do not click any such message on the mobile. This may cause your SIM to be turned off and the hacker on.
If the transaction of two rupees is done without your consent, then immediately go to the customer care or block the card through the app.
Do not give your mobile in everyone's hands.
After online transaction, close the site properly.
Do not save your password on e-wallet or any site.